Thank you for your interest in Home Ownership.

Our goal is to help build you wealth.

For each property, we will issue a formal public notice as required by funders. Please follow us on Facebook or check the website periodically for updates. Also, feel free to download the application and familiarize yourself with the requirements and documents needed, but be advised we will ONLY accept applications when the public notice is issued and the designated time frame of application submissions is announced. Some of the homes will be sold under a lottery or first come first serve basis. Details will be announced under the public notice. To receive notice of applications, please email: RealEstate@gardenstatecdc.org for more information.

We will be taking applications for this property in the spring. In the meantime, please email us at realestate@gardenstatecdc.org to receive a notice of when the applications open. Additionally, please review our FAQ page.

97-99 Dwight Street

92-94 Stegman Street

Preference for residents that live between Woodlawn Ave., Union Ave., Bergen Ave. and Ocean Ave.

• $350,000 sales price

• Four 2-Family Homes

• Buyer minimum income to afford $50,000

• Minimum credit score 640

• $12,250 minimum down payment required

• $1,275 owners monthly cost*

• 3 bedrooms + 2 bath for owner

• 2 bedrooms + 1 bath for renter

• Modern finishes

• Hardwood floors & carpet bedrooms

• Driveway parking, private backyard

* Based on 30 year fixed mortgage, 3.75% Interest, 3.5% deposit.

** Depending on lender grant

Financial dynamics fluctuate depending on lenders terms and buyer deposit.

SOLD: 98 Myrtle Avenue

Address: 98 Myrtle Avenue, Jersey City NJ

Applications to be accepted 9/13/21-9/17/21

·  $160,000 Sales Price

·   1 Family Home

·   Minimum income to afford is $41,000

·   Minimum credit score 650

·   $5,600 minimum down payment required

·   $1,100 owner’s monthly cost*

·   4 bedrooms + 1.5 baths

·   Modern finishes

·   Private driveway & backyard

·   Close to public transportation

*Based on 30 year fixed mortgage, 4.00% interest, 3.5% deposit.

Financial dynamic fluctuate depending on lenders terms and buyer deposit

Address: 163 W. 9th Street, Bayonne, NJ 07002

VETERAN PREFERENCE GIVEN WITHIN FIRST 60 DAYS

·  $235,000 Sales Price

· 2 Family Home

· $8,225 minimum down payment required

· $1,250 owners monthly cost*

· Owners unit: 4 bedrooms + 2 bath

· Rental unit: 2 bedroom + 1 bath

· New kitchens & bathrooms

· Hardwood floors

· Garage parking, private backyard, and full basement

· Close to public transportation

* Based on 30 year fixed mortgage, 4.00% Interest, 3.5% deposit.

Financial dynamics fluctuate depending on lenders terms and buyer deposit.

SOLD: 144 Kearny Avenue

Address: 144 Kearny Avenue, Kearny, NJ 07032

VETERAN PREFERENCE GIVEN WITHIN FIRST 60 DAYS

·  $240,000 Sales Price

· 3 Family Home

·  $1,000 Owner's Monthly Cost*

·  $12,000 Minimum Down Payment Required

·  Owners Unit: 3 Bedrooms +1 Bath

·  Rental Unit: 2 Bedrooms +1 Bath

· Rental Unit: 1 Bedroom +1 Bath

·  Newly Remodeled Kitchens & Bathrooms

·  Hardwood Floors
·  Private Backyard & Full Basement + Large Parking Pad

·  Close To Public Transportation

* Based on 30 year fixed mortgage, 4.00% Interest, 3.5% deposit.

Financial dynamics fluctuate depending on lenders terms and buyer deposit.

SOLD: 27 Boyd Avenue

Address: 27 Boyd Avenue, Jersey City, NJ 07304

·         $350,000 Sales Price

·         $1,300* Owner's Monthly Cost (Not Including Utilities)

·         Minimum Income To Afford $51,000

·         Two-Family Home

·         2 Bedrooms + Den for Owner

·         2 Bedroom for Renter

·         Hardwood Floors

·         New Kitchens & Bathrooms

·         Completely Renovated

·         Private Backyard

·         Energy Efficient Hot Water Heaters & Furnaces

* Based on 30 year fixed mortgage, 4.75% Interest, 3.5% deposit.

Financial dynamics fluctuate depending on lenders terms and buyer deposit.

SOLD: 27 Clendenny Avenue

Address: 27 Clendenny Avenue, Jersey City NJ 07304

·         $335,000 Sales Price

·         $1,200* Owner's Monthly Cost (Not Including Utilities)

·         Minimum Income To Afford $48,000

·         Two-Family Home

·         2 Bedrooms + Den for Owner

·         2 Bedroom for Renter

·         Hardwood Floors

·         New Kitchens & Bathrooms

·         Completely Renovated

·         Private Backyard

·         Energy Efficient Hot Water Heaters & Furnaces

* Based on 30 year fixed mortgage, 4.75% Interest, 3.5% deposit.

Financial dynamics fluctuate depending on lenders terms and buyer deposit.

SOLD: 100 Ege Avenue

Address: 100 Ege Avenue, Jersey CIty, NJ 07305

• $275,000 Sales Price

• $900* Owner's Monthly Cost (Not Including Utilities)

• Up to $15,000 in down payment and closing cost assistance**

• Minimum Income To Afford $35,000

• Two-Family Home

• 3 Bedrooms for Owner

• 3 Bedroom for Renter

• Hardwood Floors

• New Kitchen & Bathroom

• Completely Renovated

• Private Backyard

• Energy Efficient Water Heaters & Furnaces

* Based on 30 year fixed mortgage, 4.75% Interest, 3.5% deposit.

** Depending on lender grant

Financial dynamics fluctuate depending on lenders terms and buyer deposit.

SOLD: 221 Duncan Avenue

Address: 221 Duncan Avenue, Jersey City NJ 07306

• $350,000 Sales Price

• $1,134.00* Owner's Monthly Cost (Not Including Utilities)

• Minimum Income To Afford $45,374

• Two-Family Home

• 3 Bedrooms for Owner

• 2 Bedroom for Renter

• Hardwood Floors

• New Kitchens & Bathrooms

• Completely Renovated

• New Bedroom Carpet

• Spacious Storage

• Large Private Yard

• Large Lot & Close to Lincoln Park

* Based on 30 year fixed mortgage, 4.00% Interest, 3.5% deposit.

Financial dynamics fluctuate depending on lenders terms and buyer deposit

SOLD: 29 Van Nostrand Avenue

Address: 29 Van Nostrand Ave, Jersey City NJ 07305

• $285,500 Sales Price

• $999* Owner's Monthly Cost (Not Including Utilities)

• Minimum Income To Afford $39,955*

• Two-Family Home

• 3 Bedrooms for Owner

• 2 Bedroom for Renter

• Hardwood Floors

• Stainless Steel Energy Efficient Appliances

• Completely Renovated

• Recreation Room

• Spacious Storage

• Large Private Backyard

• Energy Efficient Hot Water Heaters & Furnaces

* Based on 30 year fixed mortgage, 4.00% Interest, 3.5% deposit.

Financial dynamics fluctuate depending on lenders terms and buyer deposit

SOLD: 338 Princeton Avenue

Address: 338 Princeton, Jersey City, NJ 07305

• $350,000 Sales Price

• $1,178.00* Owner's Monthly Cost (Not Including Utilities)

• Minimum Income To Afford $47,138

• Two-Family Home

• 3 Bedrooms for Owner

• 2 Bedroom for Renter

• Hardwood Floors

• Spacious Layout

• Large Driveway

• Private Backyard

• Close to Light Rail Station

* Based on 30 year fixed mortgage, 4.00% Interest, 3.5% deposit.

Financial dynamics fluctuate depending on lenders terms and buyer deposit.

SOLD: 76 Belmont

February 28, 2016

Address: 76 Belmont Avenue, Jersey City, NJ 07304

$285,000 Sales Price

• $1,100 Owner's Monthly Cost (Not Including Utilities)

• Minimum Income To Afford $43,500*

• Two-Family Home

• 4 Bedrooms 1 Bathrooms for Owner

• 2 Bedroom 1 Bathroom

• Backyard & Finished Basement

• Located in Bergen Hill Near Saint Peter's College

• Completely Renovated

• Construction Completion July 2015

* Based on 30 year fixed mortgage, 3.75% Interest, 3.5% deposit.

Financial dynamics fluctuate depending on lenders terms and buyer deposit.

Quality And Affordable Homes 

Typical Interior Finishes