Thank you for your interest in Home Ownership.
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For each property, we will issue a formal public notice as required by funders. Please follow us on Facebook or check the website periodically for updates. Also, feel free to download the application and familiarize yourself with the requirements and documents needed, but be advised we will ONLY accept applications when the public notice is issued and the designated time frame of application submissions is announced. Some of the homes will be sold under a lottery or first come first serve basis. Details will be announced under the public notice. To receive notice of applications, please email: RealEstate@gardenstatecdc.org for more information.
We will be taking applications for this property in the spring. In the meantime, please email us at realestate@gardenstatecdc.org to receive a notice of when the applications open. Additionally, please review our FAQ page.
97-99 Dwight Street
92-94 Stegman Street
Preference for residents that live between Woodlawn Ave., Union Ave., Bergen Ave. and Ocean Ave.
$350,000 sales price
Four 2-Family Homes
Buyer minimum income to afford $50,000
Minimum credit score 640
$12,250 minimum down payment required
$1,275 owners monthly cost*
3 bedrooms + 2 bath for owner
2 bedrooms + 1 bath for renter
Modern finishes
Hardwood floors & carpet bedrooms
Driveway parking, private backyard
* Based on 30 year fixed mortgage, 3.75% Interest, 3.5% deposit.
** Depending on lender grant
Financial dynamics fluctuate depending on lenders terms and buyer deposit.
SOLD: 98 Myrtle Avenue
Address: 98 Myrtle Avenue, Jersey City NJ
Applications to be accepted 9/13/21-9/17/21
· $160,000 Sales Price
· 1 Family Home
· Minimum income to afford is $41,000
· Minimum credit score 650
· $5,600 minimum down payment required
· $1,100 owner’s monthly cost*
· 4 bedrooms + 1.5 baths
· Modern finishes
· Private driveway & backyard
· Close to public transportation
*Based on 30 year fixed mortgage, 4.00% interest, 3.5% deposit.
Financial dynamic fluctuate depending on lenders terms and buyer deposit
SOLD: 224 N. 2nd St.
Address: 224 N. 2nd St. Harrison, NJ
VETERAN PREFERENCE GIVEN WITHIN FIRST 30 DAYS
.$235,000 Sales Price
. 2 Family Home
. Minimum income to qualify is $50,000
. Minimum credit score is 620
.$8,225 minimum income down payment required
. $1,100 owner’s monthly cost*
.Owner’s unit: 3 bedrooms + 1 bathroom
.Rental unit: 2 bedrooms + 1 bathroom
. Modern finishes
. Hardwood floors
. Private backyard
* Based on 30 year fixed mortgage, 4.00% Interest, 3.5% deposit.
Financial dynamics fluctuate depending on lenders terms and buyer deposit.
SOLD: 6133 Jefferson Ave.
Address: 6133 Jefferson Ave. West New York, NJ
VETERAN PREFERENCE GIVEN WITHIN FIRST 30 DAYS
.$240,000 Sales Price
. 2 Family Home
. Minimum income to qualify is $50,000
. Minimum credit score is 620
. $8,400 minimum down payment required
. $1,100 owner’s monthly cost*
. Owner’s unit: 2 bedrooms + 1 bathroom
. Rental unit: 2 bedrooms + 1 bathroom
. Modern finishes
. Hardwood floors
. Private backyard
* Based on 30 year fixed mortgage, 4.00% Interest, 3.5% deposit.
Financial dynamics fluctuate depending on lenders terms and buyer deposit.
SOLD: 88-96 Virginia Ave.
Address: 88-96 Virginia Ave Jersey City, NJ
Preference border residents that live between Woodlawn Ave., Union Ave., Bergen Ave. and Ocean Ave.
. $305,000 Sales Price
. 2 Family Home
. Minimum income to qualify is $42,000
. Minimum credit score is 620
.$10,675 minimum down payment required
.$1,050 owners monthly cost*
. Owners unit: 3 bedrooms + 2 bath
. Rental unit: 3 bedrooms + 2 bath
. Modern finishes
. Hardwood floors
. Garage parking and private backyard
. 1 block away from the Light Rail
. Buyers will be selected on a lottery process
* Based on 30 year fixed mortgage, 4.00% Interest, 3.5% deposit.
Financial dynamics fluctuate depending on lenders terms and buyer deposit.
SOLD: 163 W. 9th Street
Address: 163 W. 9th Street, Bayonne, NJ 07002
VETERAN PREFERENCE GIVEN WITHIN FIRST 60 DAYS
· $235,000 Sales Price
· 2 Family Home
· $8,225 minimum down payment required
· $1,250 owners monthly cost*
· Owners unit: 4 bedrooms + 2 bath
· Rental unit: 2 bedroom + 1 bath
· New kitchens & bathrooms
· Hardwood floors
· Garage parking, private backyard, and full basement
· Close to public transportation
* Based on 30 year fixed mortgage, 4.00% Interest, 3.5% deposit.
Financial dynamics fluctuate depending on lenders terms and buyer deposit.
SOLD: 144 Kearny Avenue
Address: 144 Kearny Avenue, Kearny, NJ 07032
VETERAN PREFERENCE GIVEN WITHIN FIRST 60 DAYS
· $240,000 Sales Price
· 3 Family Home
· $1,000 Owner's Monthly Cost*
· $12,000 Minimum Down Payment Required
· Owners Unit: 3 Bedrooms +1 Bath
· Rental Unit: 2 Bedrooms +1 Bath
· Rental Unit: 1 Bedroom +1 Bath
· Newly Remodeled Kitchens & Bathrooms
· Hardwood Floors
· Private Backyard & Full Basement + Large Parking Pad
· Close To Public Transportation
* Based on 30 year fixed mortgage, 4.00% Interest, 3.5% deposit.
Financial dynamics fluctuate depending on lenders terms and buyer deposit.
SOLD: 27 Boyd Avenue
· $350,000 Sales Price
· $1,300* Owner's Monthly Cost (Not Including Utilities)
· Minimum Income To Afford $51,000
· Two-Family Home
· 2 Bedrooms + Den for Owner
· 2 Bedroom for Renter
· Hardwood Floors
· New Kitchens & Bathrooms
· Completely Renovated
· Private Backyard
· Energy Efficient Hot Water Heaters & Furnaces
* Based on 30 year fixed mortgage, 4.75% Interest, 3.5% deposit.
Financial dynamics fluctuate depending on lenders terms and buyer deposit.
SOLD: 27 Clendenny Avenue
Address: 27 Clendenny Avenue, Jersey City NJ 07304
· $335,000 Sales Price
· $1,200* Owner's Monthly Cost (Not Including Utilities)
· Minimum Income To Afford $48,000
· Two-Family Home
· 2 Bedrooms + Den for Owner
· 2 Bedroom for Renter
· Hardwood Floors
· New Kitchens & Bathrooms
· Completely Renovated
· Private Backyard
· Energy Efficient Hot Water Heaters & Furnaces
* Based on 30 year fixed mortgage, 4.75% Interest, 3.5% deposit.
Financial dynamics fluctuate depending on lenders terms and buyer deposit.
SOLD: 100 Ege Avenue
$275,000 Sales Price
$900* Owner's Monthly Cost (Not Including Utilities)
Up to $15,000 in down payment and closing cost assistance**
Minimum Income To Afford $35,000
Two-Family Home
3 Bedrooms for Owner
3 Bedroom for Renter
Hardwood Floors
New Kitchen & Bathroom
Completely Renovated
Private Backyard
Energy Efficient Water Heaters & Furnaces
* Based on 30 year fixed mortgage, 4.75% Interest, 3.5% deposit.
** Depending on lender grant
Financial dynamics fluctuate depending on lenders terms and buyer deposit.
SOLD: 221 Duncan Avenue
$350,000 Sales Price
$1,134.00* Owner's Monthly Cost (Not Including Utilities)
Minimum Income To Afford $45,374
Two-Family Home
3 Bedrooms for Owner
2 Bedroom for Renter
Hardwood Floors
New Kitchens & Bathrooms
Completely Renovated
New Bedroom Carpet
Spacious Storage
Large Private Yard
Large Lot & Close to Lincoln Park
* Based on 30 year fixed mortgage, 4.00% Interest, 3.5% deposit.
Financial dynamics fluctuate depending on lenders terms and buyer deposit
SOLD: 29 Van Nostrand Avenue
$285,500 Sales Price
$999* Owner's Monthly Cost (Not Including Utilities)
Minimum Income To Afford $39,955*
Two-Family Home
3 Bedrooms for Owner
2 Bedroom for Renter
Hardwood Floors
Stainless Steel Energy Efficient Appliances
Completely Renovated
Recreation Room
Spacious Storage
Large Private Backyard
Energy Efficient Hot Water Heaters & Furnaces
* Based on 30 year fixed mortgage, 4.00% Interest, 3.5% deposit.
Financial dynamics fluctuate depending on lenders terms and buyer deposit
SOLD: 338 Princeton Avenue
Address: 338 Princeton, Jersey City, NJ 07305
$350,000 Sales Price
$1,178.00* Owner's Monthly Cost (Not Including Utilities)
Minimum Income To Afford $47,138
Two-Family Home
3 Bedrooms for Owner
2 Bedroom for Renter
Hardwood Floors
Spacious Layout
Large Driveway
Private Backyard
Close to Light Rail Station
* Based on 30 year fixed mortgage, 4.00% Interest, 3.5% deposit.
Financial dynamics fluctuate depending on lenders terms and buyer deposit.
SOLD: 76 Belmont
Address: 76 Belmont Avenue, Jersey City, NJ 07304
$285,000 Sales Price
$1,100 Owner's Monthly Cost (Not Including Utilities)
Minimum Income To Afford $43,500*
Two-Family Home
4 Bedrooms 1 Bathrooms for Owner
2 Bedroom 1 Bathroom
Backyard & Finished Basement
Located in Bergen Hill Near Saint Peter's College
Completely Renovated
Construction Completion July 2015
* Based on 30 year fixed mortgage, 3.75% Interest, 3.5% deposit.
Financial dynamics fluctuate depending on lenders terms and buyer deposit.